ilmscore | BNPL Impact on Credit Score (Missed Payments) Predictions
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Recent Predictions

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Prediction
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Video
Missed BNPL payments are reported to credit bureaus, potentially lowering a user's credit score without any benefit gained from on-time payments.
"But if you miss a payment, that does get reported, which means best case scenario, no benefit for yo..."
Sep 2, 2025
Correct